📊Business Tools

About these tools

Most small-business numbers get worked out once, in a spreadsheet, and then never checked again. Costs drift, a supplier raises prices, wages go up, and the pricing built on last year's figures quietly stops covering them. These calculators exist to make that check take thirty seconds instead of an afternoon.

They cover the four questions that decide whether a business is profitable rather than merely busy: what to charge, what a job actually earns you, how much you need to sell before you are making money, and what an hour of someone's time really costs. Each one shows its working, so you can see which input is moving the answer.

Several tools also have versions written for a specific line of work — restaurant food costing, construction overhead recovery, auto repair parts matrices, contractor rate setting. Those pages carry the benchmarks and conventions of the trade alongside the same calculator, because a 30% margin means something very different in grocery than it does in consulting.